1. Speak with your financier to arrange the best loan to suit your needs.

2. Prepare a short list of preferred suburbs that suits your lifestyle. bearing in mind affordability and accommodation requirements.

3. Research sales in those preferred suburbs using First National recent sales.  Inspect properties in your preferred suburb so you have a feel for the prices.

4. Develop a relationship with one of our professional Sales Consultants who specialises in your preferred area. Your Sales Consultant will be able to advise you of any additional information you may need and also inform you of any new listings that hit the market before they are advertised.

5. When you find a property that suits your requirements, ask your agent for a copy of the Section 32 Statement for your solicitor or conveyancer to look over for you.

6. If appropriate, arrange for a building inspection and/or pest inspection.  This can be arranged before making an offer, or can be included as part of the special conditions of the sale contract when submitting an offer.

8. Following your solicitors or conveyancer’s advice on the sale contract and taking into consideration the building and pest reports, you are now able to make an informed decision to proceed with the purchase of the property.

9. Once negotiations have been finalised, you will be required to sign the sale contract and pay a 10% deposit. Your deposit will be held in a trust account until settlement. Contracts will then be unconditionally exchanged.

10. Before settlement it is advisable that you do a final inspection of the property.  This is to ensure that the property is in the same condition as when you last inspected it and that all the inclusions are as per the contract you signed..